Scope


Purpose of Retirement Projections and Tax Return Reports

The general purpose of a Retirement Projection and Tax Return Report is to address two critical questions:

  • Is the Household On Track To Retire?
  • How Long Will The Household’s Money Last?

Investment Recommendations and Asset Allocation

Recommendations for asset allocation and specific portfolio/investment recommendations are drawn directly from the retirement projection and tax return report. This ensures that advice is aligned with your unique financial situation.


Benefits of Personal Financial Planning

Our comprehensive financial planning alleviates concerns such as:

  • Not having a paycheck anymore
  • Running out of money
  • Spending too much
  • Suffering investment losses

Areas of Financial Guidance

We offer guidance across a wide range of financial areas, including but not limited to:

  • Employer-Sponsored Plans: Including 401(k), 403(b), and TSP plans
  • Retirement Annuities: Including CSRS, FERS, Social Security, and private pensions
  • Retirement Plan Roll-Overs: Including Traditional IRAs and Roth IRAs
  • Debt Review and Coaching: Covering mortgage, student loans, and consumer debt
  • Education Funding: Including 529 plans and Coverdell ESAs
  • Insurance Needs: Recommendations for life, disability, and long-term care insurance
  • Property and Liability Insurance: needs recommendations
  • Home Purchase/Mortgage Refinance Coaching
  • Cash Flow Review and Budgeting